Founders

55 Startup Funding Resources: Accelerators, Grants, State Funds, Lenders and More

Startup funding comes from far more places than venture capital. This table lists 55 programs you can apply to or use today, from SBIR grants and accelerators to state seed funds, revenue-based lenders and crowdfunding platforms. Search it, filter by type, and sort by dollar amount to find what fits your stage.

By Rishi Pathani · Last verified October 7, 2026 · Every figure below was read on the organization's own official page.

On this page
Paths branching from one starting point to four kinds of funding: growth, cash, grants and company backing

How to read this table

Every row is a program we confirmed on the organization's own official page. If a program's current status could not be confirmed, it is not listed.

Dollar range shows the headline amount each organization publishes. Sorting by this column orders entries by the largest dollar figure stated; entries that publish no amount (guides, directories, some lenders) sort last. Amounts in other currencies are shown as published and are not converted.

Status tells you where a program stands as of the last verification date. Programs repeat their cycles, so a closed program is still worth knowing about: the note shows the last or next window.

Open
Accepting applications or open now per the official page
Ongoing
Evergreen offer with no application cycle
Between cycles
Between application windows
Closed
Closed for now; note shows the last or next window
Four funding types shown as icons: equity, grants, loans and crowdfunding

The main types of startup funding

Equity: you sell ownership

Accelerators, seed funds and angel syndicates give you cash in exchange for a share of the company, often through a SAFE (a simple agreement for future equity) or a convertible note. Equity makes sense when you need to grow faster than your revenue allows and want investors who can open doors. The cost is dilution: every round leaves founders with a smaller slice. The free guides in the table explain how SAFEs and term sheets work.

Non-dilutive: you keep ownership

Grants, prize competitions and many government programs do not take equity. SBIR/STTR programs at NIH and NASA are the best-known US examples for technical founders, and states such as Connecticut, Maryland and Massachusetts run their own programs. They are competitive and slower than a check from an angel, but the money is yours to keep. Some state funds are repayable rather than free, so read the terms in each entry.

Debt and revenue-based financing

If you already have recurring revenue, lenders such as Lighter Capital, Novel Capital and Wayflyer advance cash against future sales and take a fixed fee or share of revenue instead of equity. Venture debt suits companies that already have institutional investors. Both need predictable income, so they are a poor fit before you have customers.

Crowdfunding

Reward platforms like Kickstarter sell products ahead of time. Equity platforms like Republic, StartEngine and Wefunder let many small investors buy a stake, under US rules that cap how much you can raise each year. Crowdfunding works best when you already have an audience that wants to back you.

Credits, perks and free guides

Cloud credits from Google, AWS and Microsoft, plus programs like NVIDIA Inception and Stripe Atlas, lower your costs without touching ownership. The free guides at the bottom of the table explain SAFEs, term sheets and SBIR applications in plain language so you can read an offer before you sign it.

All 55 resources

Showing 55 of 55 resources
Name ↕ Category ↕ What it offers Dollar range ↕ Status ↕ Link
Y CombinatorAccelerators$500,000 total: $125,000 for 7% (post-money SAFE) plus $375,000 on an uncapped MFN SAFE.$500,000Open
Winter 2027 batch: apply by November 2, 2026 (8pm PT) for a decision by December 11.
TechstarsAccelerators$220,000: $20,000 for 5% common equity plus $200,000 on an uncapped MFN SAFE. Asia-Pacific programs offer $120,000.$220,000Open
Applications are open for Spring 2027 programs.
500 Global Flagship (500 Fellowship)AcceleratorsUp to $50K right away, with potential for up to $1M more as the company progresses.Up to $50K, then up to $1M moreOpen
Page gives conflicting Batch 37 deadlines (October 2 and October 16, 2026); program starts November 30, 2026.
500 Global Sanabil (MENA)Accelerators12-week program in Riyadh for tech startups with early traction. Phase 1 carries a $35,000 program fee per startup (excluding travel); selected startups may also get a $100,000+ equity investment from 500 Global, subject to terms.$100,000+ investment; $35,000 feeClosed
Batch 3 final deadline was August 9, 2026; the program runs September 27 to December 9, 2026 in Riyadh.
AWS Build AcceleratorAccelerators$2,000 in AWS Activate credits (credits, not cash).$2,000 in creditsClosed
Applications are closed; the page says the program is shifting to on-demand learning for AWS Activate members.
Google Cloud for StartupsCloud credits and perksUp to $350,000 in credits for Seed to Series A AI startups, $200,000 for other eligible early-stage startups; separate tier for pre-funded startups.Up to $350,000 in creditsOngoing
AWS ActivateCloud credits and perksUp to $5,000 in credits for self-funded founders; up to $200,000 for eligible investor-backed startups.Up to $200,000 in creditsOngoing
Forum Ventures Pre-Seed FundSeed fundsInvests $250K to $750K in early-stage B2B tech companies (the page headline says up to $1M). Typically for founders who have raised $500K or more, or have $250K+ in ARR.$250K–$750KOpen
Pitch form on the page; no deadline listed.
Seed Round Capital (Houston)Seed funds$50K–$250K for US deep-tech startups: post-money valuation of $12M or less, under $750K prior outside investment, US C-corp required.$50K–$250KOpen
Application form is open; no deadline listed.
OpenVCInvestor directoriesSearchable database of 18,400+ investors with filters for geography, check size, stage and industry; founders can submit a deck directly.Not statedOngoing
AngelListInvestor directoriesSyndicates, SPVs and funds for raising from pooled angel capital.Not statedOngoing
GustInvestor directoriesDirectory of accelerator programs accepting applications, with location, dates and, where listed, check size and equity.Not statedOngoing
RepublicCrowdfundingCommunity fundraising. Fee on a successful raise: 7% of the amount raised plus 2% of securities offered.Fee: 7% + 2% of securitiesOngoing
StartEngineCrowdfundingReg CF raises up to $5M a year (launch in 4–6 weeks) and Reg A+ raises up to $75M.Up to $5M (Reg CF) / $75M (Reg A+)Ongoing
KickstarterCrowdfundingReward-based, no equity. On a funded project: 5% fee plus 3%–5% payment processing; no fees if it doesn't fund.Fee: 5% + 3–5% processingOngoing
WefunderCrowdfundingEquity crowdfunding with a community of over one million investors. Fee schedule not confirmed; check the site.Not statedOngoing
NSF Seed FundGrants and governmentUp to $2 million in seed funding for early-stage R&D, zero equity; start with a project pitch.Up to $2MOpen
Project pitches are accepted anytime and answered in about one to two months; full proposals follow set deadlines.
New York Pre-Seed and Seed Matching FundState and regional funds$50,000–$250,000, with at least $1 of private investment for every $1 NY Ventures invests.$50K–$250KOngoing
Competitive application; the page lists no deadline.
EIC Accelerator (EU)Grants and governmentGrant below €2.5M for innovation activities (TRL 6-8, within 24 months), plus an investment component of €1–€10M (blended finance or investment only). Applicants must be from EU or Horizon Europe associated countries; UK applicants can apply for grant only.Grant under €2.5M + €1M–€10M investmentOpen
Short proposals can be submitted at any time (batched first Tuesday of each month). Next 2026 full-proposal batching date: November 4, 2026.
Grants.govGrants and governmentThe central search and application site for US federal grants. Amounts vary by solicitation.Varies by solicitationOngoing
ClearcoRevenue-based financing and venture debtNon-dilutive funding up to $10M for ecommerce brands; requires 6+ months of revenue above $100,000 a month and a US entity.Up to $10MOngoing
Lighter CapitalRevenue-based financing and venture debtUp to $10M non-dilutive for SaaS and tech; requires at least $200K ARR; no pitch deck, personal guarantee or equity.Up to $10MOngoing
CapchaseRevenue-based financing and venture debtFinancing against future recurring revenue; offers in as little as 48 hours.Not statedOngoing
Trinity CapitalRevenue-based financing and venture debtUp to $100M of senior or subordinated venture debt for growth-stage, venture-backed companies.Up to $100MOngoing
The Pitch by DeelPitch competitionsUp to 100 regional winners get $50,000 in investment; up to 10 global champions get $1M.$50K regional; $1M globalClosed
The 2026 season has ended; the page has a waitlist for 2027.
Startup World CupPitch competitions100+ regional competitions; grand-final investment prize of $1 million.$1M grand finalBetween cycles
Last regional events listed ran through May 2026; no newer dates or apply details on the official page. Check back for the next season.
Patriot Pitch (SBA)Pitch competitions$1 million prize pool, announced for 2026; check the SBA page for the current cycle.$1M prize poolOpen
Announced for 2026; check the SBA page for the current cycle.
PitchMI (Michigan)Pitch competitionsFour semifinal winners at $375,000–$425,000 each, then a $1 million championship prize. Michigan startups only.$375K–$425K; $1M finalClosed
2026–27 applications closed August 10, 2026; the championship is in April 2027.
YC Standard DealFree guidesHow post-money SAFEs, MFN SAFEs and pro-rata rights work.FreeOngoing
500 Global: Understanding Your Term SheetFree guidesConvertible debt, SAFEs, KISSes, caps and discounts.FreeOngoing
SBIR: How to ApplyFree guidesPhase I/II process and requirements.FreeOngoing
Ben Franklin Technology Partners, Central & Northern PAState and regional fundsTech startups may receive up to $500,000 through a series of investments (up to $250,000 for existing manufacturers). Repayable, not a grant; a cash match is required. Pennsylvania businesses in the 32-county footprint. Invests quarterly; 3–6 months from first meeting to check.Up to $500,000Open
Invests quarterly.
Connecticut Innovations Future FundState and regional funds$50M fund for venture-backable, tech-enabled startups that champion diversity. Leads or co-leads pre-seed and seed rounds with average initial checks of $250,000–$1.5M.$250K–$1.5M initial checksOngoing
No application window listed; contact the team. Co-investment is required.
Connecticut Innovations ClimateTech FundState and regional funds$100M fund; initial investment almost always $150,000–$2M per round (rounds capped at $20M) via priced equity, convertible notes, SAFEs or blended debt. Not a grant. Rolling applications, no deadline; CI prefers to be no more than one-third of a round.$150K–$2M per roundOpen
Rolling applications, no deadline.
Mississippi Seed Fund (Innovate Mississippi)State and regional fundsProof of Concept Grant of $10,000 (no repayment) and Proof of Concept Loan of $25,000 (up to five years), both on a reimbursement basis with a 25% minimum cash match. Mississippi-domiciled small businesses (500 employees or fewer). The Growth Fund ($100,000) and R&D Fund ($250,000) are out of money pending legislative funding.$10K grant; $25K loanClosed
Growth and R&D funds are out of money; the page lists no open application cycle.
Arkansas Venture Capital Development FundState and regional fundsMatching equity investment of $50,000–$1M per company, up to 20% of an offering, on the same terms as private investors. Private investors must commit at least 50% of the raise first. Arkansas headquarters or significant Arkansas presence.$50K–$1MOngoing
Multi-step application with no deadline listed.
TEDCO Maryland Innovation InitiativeState and regional fundsFunds up to $430,000 per sole applicant across two phases: Technology Assessment (up to $130,000, or $180,000 joint) and Company Formation (up to $300,000). For technology from Johns Hopkins, Morgan State, UMB, UMBC or UMD. Quarterly deadlines on the 15th of Jan, Apr, Jul and Oct (next: October 15).Up to $430,000Open
Next deadline October 15.
Indiana IEDC SBIR/STTR MatchState and regional fundsIndiana matches $0.50 per federal dollar: up to $50,000 per Phase I award and $75,000 per Phase II award, with a $150,000 lifetime cap per company. Indiana-headquartered federal SBIR/STTR award winners.Up to $75K per award; $150K capOngoing
Match is paid on federal SBIR/STTR awards; no deadline listed.
Colorado Advanced Industries Early-Stage Capital and Retention GrantState and regional fundsGrant of up to $250,000 per project (up to $500,000 for projects spanning multiple advanced industries); requires a 2-to-1 cash match from non-state sources. Colorado headquarters or 50%+ of employees in Colorado.Up to $250K ($500K multi-industry)Between cycles
Two windows a year; the page is inconsistent on months. Next expected January 2027.
MassVentures START Grants (Massachusetts)State and regional fundsNon-dilutive path for Massachusetts SBIR Phase II companies: 16 Round 1 grants of $100,000, 7 Round 2 grants of $200,000, and up to $500,000 of seed capital in a commercial spinout for 3 Round 3 companies.$100K / $200K / up to $500KClosed
Reopens February 1, 2027.
Texas Tech Accelerator (Lubbock)AcceleratorsOne-year program with up to $40,000 in seed funding, subject to a 2% success fee on a triggering financial event, plus mentors, workshops and Innovation Hub access. For prototype, MVP or early-revenue startups with founders 18+; open to the TTU system and the West Texas community. The 2027–28 cohort applications run fall 2026 (no exact deadline on the page).Up to $40,000Open
2027–28 cohort applications run fall 2026; no exact deadline on the page.
Alchemist Accelerator (Flagship)AcceleratorsSix-month program for enterprise-focused startups (AI-SaaS and deep tech). Optional small cash investment, averaging $30,000 net of tuition offset; asks for a single-digit equity grant, most commonly 5%. Perks worth $450,000+. Rolling applications; the page lists a class starting January 22, 2026 and points to the home page for current deadlines.About $30K average cashOpen
Rolling applications; check the home page for current deadlines.
Antler UKAccelerators£210,000 at inception: £125,000 for 8.5% equity plus an £85,000 convertible note, plus a £40,000 program fee. Eight-week London residency for solo founders or early teams.£210,000Between cycles
The current residency started September 22, 2026 (the page also says September 23); the next intake date is not posted.
Entrepreneurs First (U.S.)AcceleratorsUp to $250,000 on day one for founders who commit to the San Francisco residency: $125,000 via a post-money SAFE for 8% of the company plus $125,000 via an uncapped MFN SAFE. Separate Fellowship Residency: equity-free $10,000 grant and housing for three months.Up to $250,000Open
The page invites applications now.
gener8tor Investment AcceleratorAccelerators12-week program that puts $100,000 into five high-growth startups per cohort. Terms vary by program: the UWGB accelerator takes 7.5% equity via a SAFE, while the Great Lakes Innovation Accelerator gives $100,000 non-dilutive.$100,000Open
Deadlines vary by program: Curql Accelerate closes October 25, 2026; Prosper HealthTech closes November 8, 2026.
Microsoft for StartupsCloud credits and perksApply at startups.microsoft.com; approved startups get Azure startup credits and go-to-market support, reviewed in about three business days. The page does not state a dollar amount.Not statedOngoing
NVIDIA InceptionCloud credits and perksFree program for AI startups: no application fee, membership fee or equity. Requires one developer, a working website, incorporation and under 10 years old. No deadlines or cohorts. Members can request partner cloud credits; the page states no dollar amount.Free; no dollar amount statedOngoing
No deadlines or cohorts.
Stripe AtlasCloud credits and perksIncorporates a Delaware C corp or LLC, with Cooley-developed legal documents, EIN and 83(b) filing. Includes $50,000 in partner perks and $2,500 in Stripe credits. Formation fee not stated on the docs page.$50K in perks + $2.5K creditsOngoing
WayflyerRevenue-based financing and venture debt$10,000 to $20 million for ecommerce, software and services businesses. One fixed fee agreed upfront; no equity, personal guarantees, or origination, prepayment or late fees. Requires 6 months of trading and $10,000+ monthly sales in a supported country (US, Canada, UK, Ireland, Spain, Germany, Belgium, Netherlands, Sweden, Denmark, Australia).$10K–$20MOngoing
Novel CapitalRevenue-based financing and venture debt$100,000–$5M in non-dilutive capital for B2B SaaS and tech with predictable revenue: 10–40% of revenue, terms of 3–36 months, no warrants or personal guarantees, funded in 30 days or less.$100K–$5MOngoing
KickfurtherRevenue-based financing and venture debtInventory financing: up to 100% of inventory cost, up to $5M. Requires a physical product and $200,000+ trailing-12-month revenue. Costs depend on credentials, amount and duration.Up to $5MOngoing
SVB Venture DebtRevenue-based financing and venture debtFor investor-backed startups: commonly 20–40% of your last equity round, or 6–8% of post-money valuation. Lenders generally want $4M+ raised in one round, reputable VC backing and 12+ months of runway. Rates not stated on the page.20–40% of last equity roundOngoing
NIH SBIR/STTRGrants and governmentNon-dilutive R&D funding for small businesses; applications accepted three times a year (September 5, January 5, April 5). Next due date: January 5, 2027. Dollar amounts not stated on the page.Not statedOpen
Next due date: January 5, 2027.
NASA SBIR/STTR Phase IGrants and governmentUp to $225,000 for six-month feasibility work.Up to $225,000Closed
2026 solicitations closed May 21, 2026.
Cartier Women's Initiative Regional AwardsGrants and government$100,000, $60,000 and $30,000 grants for first, second and third place in each of nine regions, plus fellowship coaching. Women-led for-profit impact businesses with $50,000–$5M revenue and under $2M in dilutive funding.$100K / $60K / $30KClosed
The 2027 edition closed June 16, 2026.
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A signpost at a fork, with one highlighted path leading to an open door with a checkmark

How to choose where to apply

  1. Match your stage. Pre-revenue teams should look at grants, credits and accelerators. Teams with $200,000 or more in annual recurring revenue can add revenue-based financing.
  2. Match your location and sector. State funds usually require a home-state company. Federal R&D programs want a technical innovation, not a services business.
  3. Check eligibility before you write anything. Many programs cap prior funding, valuation or company age. The details are in each official page.
  4. Apply to several. Funding is a numbers game. A mix of one equity route, one non-dilutive route and credits spreads the risk.

How this list was verified

Candidates came from research that was treated as leads only. Every amount, term and eligibility rule was then confirmed on the organization's own page. Any program whose status could not be confirmed was left off the list, and any figure a page did not state is marked as not stated. Entries that failed this check, such as programs that had shut down or run out of money, were dropped. Terms change, so always confirm on the official page before you apply. This page is informational and is not financial or legal advice.

Frequently asked questions

What is the best way to fund a startup?

It depends on stage and goal. Pre-revenue founders usually start with grants, accelerators or cloud credits that cost little or no equity. Companies with recurring revenue can use revenue-based financing to avoid dilution. Equity investors fit when you need to grow faster than revenue allows.

What is non-dilutive funding?

Money you do not repay with ownership of your company. Grants, prize competitions and some revenue-based financing are common examples.

How were these resources verified?

Each entry's amounts, terms and eligibility were read on the organization's own official page. If a page did not state a figure, the entry says so instead of guessing.

Why are some programs marked Closed?

Closed programs reopen on a schedule, so we keep them and show the last or next window.

Do you add new resources?

Yes. This list is updated as new programs are verified and existing ones change.